What we do

FortuneGuard Capital channels institutional and sovereign capital into Lloyd's of London — the global marketplace for specialty insurance and reinsurance risk. Our focus classes are war and political violence, terrorism, political risk, marine and energy — the specialty lines where capacity withdrawal and repricing are currently concentrated.

How the capital is deployed

Capital is deployed through Lloyd's London Bridge 2 (LB2) — a protected cell company structure launched by Lloyd's in 2022 to enable institutional capital to participate in the market. Since its launch, LB2 has been used by a range of institutional investors to access Lloyd's underwriting risk.

The structure allows institutional investors to access Lloyd's specialty risk on a fully collateralised basis, with defined governance and reporting, and without the operational burden of establishing an insurance platform.

Why now

The 2026 Gulf conflict and the ongoing war in Ukraine have structurally repriced the specialty classes we deploy into. Insurers have withdrawn capacity. Attachment points have moved. The classes that trade through Lloyd's — where the world's most complex risks are underwritten — have entered a phase of sustained repricing.

FortuneGuard's analysis of this repricing was cited in The Economist (May 2026).

Track record

In 2025, FortuneGuard built and delivered the facility that reopened commercial war and political-violence insurance for Ukraine through Lloyd's — dedicated capacity for active-conflict commercial property exposures. Over $2.5 billion of asset exposure was brought to the Lloyd's market in a book that finished zero-loss, significantly outperforming the broader Lloyd's market for the class that year.

The facility was named Insurance Insider's Broking Innovation of the Year 2025.

Who we work with

FortuneGuard's capital deployment programme is designed for professional and institutional investors — sovereign wealth funds, family offices, pension funds, insurance-linked securities managers and comparable institutional allocators. The content of this page is directed only at persons who are investment professionals or high net worth entities within the meaning of Articles 19 and 49 of the UK Financial Services and Markets Act 2000 (Financial Promotion) Order 2005, or equivalent categories of professional investor under the laws of their own jurisdiction. It is not directed at US persons. Persons who do not fall within these categories should not act or rely on the content of this page.
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Any engagement is subject to separate, definitive offering and subscription documentation and the applicable jurisdictional eligibility requirements.

FortuneGuard Capital is establishing its UK operating and regulated structure and is not currently authorised or regulated by the Financial Conduct Authority. Deployment into insurance risk involves the potential for loss, including loss of capital. Nothing on this page constitutes an offer, a solicitation, or investment advice.