War Risk Insurance for Commercial Properties and Investments

FortuneGuard’s War Risk Insurance provides financial protection for commercial properties, investments, construction projects, and other high-value assets exposed to war and political violence risks.

With coverage limits up to $500M (subject to asset and location), policies are structured to address war-related risks and protect operations and investments.

Backed by A (Excellent) rated international capacity and supported by asset-level risk analysis, FortuneGuard delivers structured coverage aligned with market requirements. The model was developed and proven in Ukraine under active conflict conditions.

Coverage Options

War Risk Coverage:

Protection against physical damage caused by missile strikes, drone attacks, and military activity, including air defence debris.

  • Energy & Infrastructure — oil & gas, power generation, desalination, utilities
  • Property & Real Estate — hotels, commercial developments, mixed-use assets
  • Industry & Logistics — ports, terminals, manufacturing, warehousing
  • Strategic Assets — high-value infrastructure and investment-backed projects
  • Digital Infrastructure — data centres, telecom networks, IT systems

Policy Limits: Coverage available up to $500M per asset, subject to market conditions and structuring.

Add-Ons for Enhanced Protection:

● Business Interruption (BI) Coverage: Covers lost income and additional expenses due to war-related disruptions (additional coverage).

● Political Violence (PV) Coverage: Covers losses arising from riots, civil commotion, sabotage, terrorism, and related perils.

Exclusions

While our war risk insurance covers a wide range of potential risks, certain exclusions apply, including:

  • Nuclear, chemical, or biological risks
  • Cyber risks and cyber warfare
  • Losses arising from theft, looting, or pilferage
  • Certain war and political violence perils depending on policy structure and jurisdiction

Why Choose FortuneGuard?

  • Access to International Capacity: Coverage placed with A-rated insurers and London market participants.
  • Structured Solutions: Policies designed in line with underwriter requirements for complex risk environments.
  • Risk-Based Pricing: Asset-level analysis used to assess exposure and determine pricing.
  • Execution Experience: Proven track record placing risks in active conflict environments.

How are policy limits set?

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Is the policy reinsured by an A(Excellent) rated provider?

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Who issues the policy?

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