War Risk Insurance

War Risk Insurance for Commercial Properties and Investments in Ukraine

FortuneGuard’s War Risk Insurance provides essential financial protection for commercial properties, equity investments, construction projects, and other high-value assets operating in Ukraine’s conflict zones.

With coverage limits up to $50M, our tailored policies address the unique challenges posed by war-related events, helping businesses and investors safeguard operations and assets.

Backed by A+ rated global reinsurance provider and enhanced with AI-driven risk analysis, FortuneGuard delivers precise risk assessments, competitive pricing, and full regulatory compliance.

Coverage Options

War Risk Coverage (Base Product):

Comprehensive protection against physical damage caused by missiles, drones, and air-defence system wreckage, offering flexible coverage for:

• Large Commercial Property
  Office buildings, retail centers, and industrial complexes.
• New Construction & Real Estate Development
  ‍Large-scale infrastructure, commercial projects, and residential developments.
• Equity Investments & Financial Institutions
  ‍Banks, investment funds, and financial institutions backing businesses in Ukraine.
• Green Energy & Infrastructure
  ‍Wind and solar farms, energy storage, power grids, and utilities.
• Manufacturing & Industrial Facilities
  ‍Factories, production plants, and high-value industrial assets.
• Logistics, Warehousing & Supply Chain
  ‍Distribution centers, transport hubs, and supply chain operations.
• Agriculture & Food Supply
  ‍Processing plants, storage facilities, and agribusiness operations.
• Healthcare & Pharmaceuticals
  ‍Medical facilities, pharmaceutical manufacturing, and biotech investments.
• Technology & IT Infrastructure
  ‍Data centers, telecommunications, IT hubs, and cybersecurity firms.
• Consumer Goods & Retail Chains
  ‍Large retailers, shopping centers, and distribution networks.

Policy Limits: Coverage available with limits up to $50M to meet the needs of medium and large businesses and investors.

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Add-Ons for Enhanced Protection:

● Business Interruption (BI) Coverage: Covers lost income and additional expenses due to war-related disruptions (additional coverage).‍‍

● Political Violence (PV) Coverage: Protects against losses from riots, civil commotion, and other political violence (additional coverage).

Why Choose FortuneGuard?

• A+ Rated Security: Your policy is fully reinsured by an A+ rated global provider, ensuring strong financial backing and global credibility for your business in high-risk areas like Ukraine.
• AI-Driven Precision: Our advanced AI-driven risk analysis delivers customized and accurate pricing, tailored specifically to the risk profile of your assets.
• Full Compliance & Local Expertise: We collaborate with Ukraine’s leading insurance companies, ensuring your policy is fully compliant with local regulations.

‍Exclusions

While our war risk insurance covers a wide range of potential risks, certain exclusions apply, including:

• Nuclear, chemical, or biological weapons
• Cyber-attacks or cyber warfare
• Acts of theft, looting, or pilferage
• Terrorist attacks not involving missiles, drones, or rockets
• Losses occurring within 100 km of active war zones